Analyze payment processor fees to identify hidden markups and billing discrepancies. Surface overcharges and recover excess costs across your payment infrastructure.
Hidden fees buried in statements that vary month to month
Complex fee structures across interchange, assessments, and processor markups
How PaymentID Optimizes Your Payment Costs
PaymentID analyzes every transaction across your payment processors, comparing actual fees against contracted rates and industry benchmarks. We identify overcharges, optimize your merchant category codes, and recover fees you shouldn't have paid.
WHAT WE DETECT
Interchange misclassification
Hidden processor markups
Failed transaction fee charges
Currency conversion overcharges
PCI compliance fee anomalies
Chargeback fee discrepancies
Volume discount violations
Contract term breaches
Recovery Process
Post-Bill Credits
We find invalid charges you’ve already paid for and recover it.
Violations Include:
Underpaid or missing funds from payout mismatches
FX overcharges
Duplicate or invalid fees
Contract violations
Outcome
Money returned as refunds or account credit.
Pre-Bill Cost Corrections
We stop invalid charges before they hit your invoice..
Violations Include:
Incorrect Processor fees
FX rate conversions
Contract pricing violations before invoice
Cross-border misclassification and incorrect fees
Outcome
Invalid charges are never billed
Spend Utilization
We ensure your payment costs are aligned with real performance across processor infrastructure.
Includes:
Identification of non-performing spend
Payment Routing Optimization
Processor Mix Optimization
Cross-border Cost Minimization
Dispute & Refund Cost Reduction
Outcome
Spend becomes efficient, not just accurate
Reduced Effective Processing Costs
Driven by fee optimization and billing discrepancy recovery
5-10%
Supported Integrations
Stripe
Paypal
Adyen
Square
Braintree
Worldpay
Chase Paymentech
Fiserv (First Data)
Fiserv (First Data)
Shopify Payments
Connect Your Account And See What Vaudit Can Recover
